If the roof of your home caved in during a thunderstorm and your landlord offered to sell you a patch to cover a quarter of the hole drenching you, your family, and all your Earthly possession for a high-interest loan of $100,000 that you had to repay under penalty of incarceration, you would tell them to go where the sun don’t shine. But lucky you, your landlord is a ‘benevolent’ one and recognizes that you’re in this position partially because of an unjust system that they benefit from and discrimination against your people (past and present). Landlord loans you a . . .